> ## Documentation Index
> Fetch the complete documentation index at: https://docs.runalloy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Cash Advance Management

> In this guide, you'll learn how to make data-driven decisions when advancing cash to a business.

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  <img src="https://mintcdn.com/alloyautomation-245bf23e/080II3jUgAM6IQl-/emb-use-cases-1.png?fit=max&auto=format&n=080II3jUgAM6IQl-&q=85&s=b5406cb0ce5e662dd2fba9474f8cd510" alt="" width="2560" height="830" data-path="emb-use-cases-1.png" />
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## Use Case Overview

As a Fintech or Neobank business, you recognize that deciding who to advance credit is never an easy decision. Having access to real-time data can help take the hassle out of the process. Leveraging integrations by Alloy can provide you with a competitive edge by significantly reducing the turnaround time for extending same-day credit to a business.

### Accessing Real-time Balance

You can access a Business' real-time balance in Stripe using Alloy's Stripe connector.

To start, create a workflow using the **On Installation Trigger**.

<Info>
  **Info**

  The **On Installation** Trigger tells Alloy to only run this workflow when an end user connects to your app. If you need to run the workflow multiple times, use a **Custom Event** or a Scheduled Trigger to run at specific intervals.
</Info>

Next, select the connector you are building a workflow for. For this example, we're using an integration with Stripe. Select the *returns stripe account balance* action.

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  ![](https://alloy-assets.s3.amazonaws.com/alloy-docs/embedded/use-cases/payments/cash-advance-management/2.png)
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Finally, search for and select the stream data block. This block accepts a Webhook URL for your server. Alloy sends the stripe balance data obtained when a merchant connects to your app to this Webhook URL.

Your workflow should look like the above.

### Transactions

To help enrich your data for better decision-making, you can also analyze a business' transaction data. A simple workflow for seeing a business' transactions in Stripe can look like this:

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  ![](https://alloy-assets.s3.amazonaws.com/alloy-docs/embedded/use-cases/payments/cash-advance-management/3.png)
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## Wrapping Up

Alloy provides integrations with payment systems like Stripe, Square, and Recharge, enabling you to utilize merchant data from these platforms to make informed cash advance decisions.
